If there are injuries from anyone involved call 911 right away.
By law in Ontario, if the damage exceeds $2000 (between both vehicles combined), you are required to file a police accident report and/or if you suspect the other driver may be intoxicated call the police.
If there is no damage or it is less than $2000 combined, you do not have to report an accident.
If possible please take photographs of the damage to all vehicles.
Take precautions to not be hit by another vehicle, turn on your hazard lights. Move your vehicle to the side of the road, if possible.
If there are any witnesses to the accident, record their name, contact information and what they saw.
Call your broker
If damages are $2000 or less after collecting the other person’s information go to a Collision Reporting Center within 24 hrs of the accident.
Make sure to keep a copy of the Accident Report.
Reporting a Claim
Whenever possible, please call our office and speak with our brokers so we can help guide you through the process. If it is an emergency please call your insurance company directly as they are available 24/7.